Reports

Top CFO Tools Report 2025 – Download the Report

Julie Qin Junior Community Manager

What are the top CFO tools in 2025?

Our 2025 survey of 253 finance leaders across Europe and the US reveals a clear picture:

Oracle NetSuite dominates ERP
71% of companies still rely on spreadsheets for FP&A
AI adoption in finance nearly doubled—from 31% in 2024 to 56% in 2025

👉 Key takeaway: CFOs are adopting AI at record speed, but many finance teams remain stuck with legacy tools like spreadsheets.

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What’s inside the report?

1. Which FP&A tools are CFOs actually using?

Spreadsheets remain the default FP&A tool, despite widespread dissatisfaction.

Oracle NetSuite is still the #1 cloud ERP solution.
71% of companies depend on spreadsheets for financial planning.
Most CFOs cite complexity, cost, and change management as the barriers to adopting modern FP&A platforms.

2. How are CFOs adopting AI in finance?

Finance teams use AI mostly for communication and reporting—not advanced modeling.

AI adoption skyrocketed to 56% in 2025, up 25 points in a year.
ChatGPT leads with 35% usage among finance teams.
Specialized finance AI tools lag, as CFOs test practical, low-risk use cases first.

💡 “AI adoption in finance doubled in just 12 months—making it the fastest shift in CFO tool preferences we’ve ever tracked.”

3. What tools do CFOs prioritize in their first 90 days?

New CFOs focus on spend management and ERP before anything else.

Step-by-step CFO priorities:

Control costs – Spend management is the #1 focus in the first 90 days.
Stabilize systems – Most prioritize ERP audits and upgrades.
Assess reporting – Finance leaders quickly evaluate whether reporting tools meet strategic needs.

4. How does company size shape CFO tool choices?

Smaller firms rely on QuickBooks and Xero, while enterprises prefer Workday and SAP.

SMBs: QuickBooks, Xero, and basic payroll tools.
Mid-market: Hybrid stacks, often mixing spreadsheets with NetSuite or Workday.
Enterprise: SAP, Workday, and advanced spend management platforms.

5. Why is HR and payroll so fragmented?

No single HR/payroll platform has more than 13% market share.

Fragmentation is driven by:

Regional compliance differences
Industry-specific needs
Lack of integration across global teams

💡 “Unlike ERP, the HR and payroll market has no clear winner—fragmentation is the default.”

Why this matters

CFOs don’t need another generic software comparison. They need clarity on which tools scale with growth, control costs, and drive strategy.

This report helps finance leaders:

Identify tools that scale vs. dead ends
Spot the hidden costs of fragmented stacks
Learn proven tool combinations from 253 CFOs and finance leaders

FAQs about CFO tools in 2025

1. What is the most widely used CFO tool in 2025? Oracle NetSuite leads ERP, while spreadsheets still dominate FP&A.

2. How are CFOs using AI in finance? AI tools like ChatGPT are used for communication, reporting, and presentations—not yet complex modeling.

3. What do CFOs prioritize when they first start? Spend management and ERP optimization top the first 90 days.

4. Which tools differ most by company size? Small firms use QuickBooks and Xero; large enterprises rely on Workday and SAP.

5. Why is there no clear winner in HR and payroll tools? Fragmentation, regional rules, and industry needs prevent consolidation.

Ready to compare your finance tech stack?

👉 Download the Top CFO Tools Report 2025 to see how your tools stack up against the leaders.

Use this data to build a modern finance tech stack that drives strategic impact — not just admin work.